Arlington Heights Injury Lawyers for Accidents Involving Uninsured Drivers

Attorneys in Cook County for Car Accident Victims Hit By Underinsured Motorists

When you are injured in a motor vehicle accident caused by another party, you have the right to expect that party to be responsible for covering your losses. The at-fault party is generally liable for your medical expenses, lost wages, and damages to your car, as well as considerations for your pain and suffering and other non-financial damages. Illinois law mandates that all drivers in the state have automobile liability insurance coverage to provide security in the event of an accident, but a large number of drivers do not have the required coverage.

At Newland & Newland, LLP, we understand that it can be scary to learn that the driver who caused your accident does not have enough-or any-insurance. You are likely to be left wondering how you will manage to pay all of your accident-related bills. Fortunately, you may have options for getting the compensation you need, and our experienced attorneys can help you determine your best course of action.

Uninsured and Underinsured Motorists

Any automobile insurance carrier that serves residents of Illinois must offer their clients uninsured and underinsured motorist (UM/UIM) coverage with limits equal to the limits chosen for bodily injury or death. As its name suggests, UM/UIM coverage is intended to protect a person who is involved in a crash caused by a driver who is uninsured or underinsured. A person who has no liability insurance is uninsured. By comparison, an underinsured driver has liability insurance, but his or her coverage is not enough to pay for the damages caused by the accident.

It is possible to collect compensation after a crash that was caused by an uninsured or underinsured motorist, but doing so is challenging. You have the right to sue the at-fault driver personally for your losses, but if he or she is not paying for auto insurance, you will probably not be able to collect much by taking him or her to court. In fact, the process of suing the driver is likely to cost you more in legal fees and court costs than you ultimately get from the lawsuit. Therefore, you may have no choice but to seek compensation from your own insurer.

Palatine Lawyers Taking on Insurance Companies

With more than 60 years of combined personal injury experience, the team at Newland & Newland, LLP understands that most insurance companies are for-profit businesses. This means that they have a vested interest in minimizing payouts, even to their own clients and policyholders. As a result, your insurer might offer a settlement that is well below the amount that you need and deserve. Our attorneys are not afraid to stand up and fight with insurance carriers. We will negotiate in good faith in pursuit of a settlement, but we are more than willing to go to trial if necessary.

Our client-centered approach to uninsured and underinsured motorist accidents has helped us secure favorable outcomes for many clients throughout Northern Illinois. Let us put our experience and knowledge to work for you.

Call 847-797-8000 Today

If you have questions about recovering compensation for an accident caused by a driver without adequate insurance coverage, contact our office. Call 847-797-8000 for a free phone consultation and review of your case today. Our firm serves clients in Arlington Heights, Rolling Meadows, Mount Prospect, Palatine, Schaumburg, Buffalo Grove, Long Grove, Wheeling, Elk Grove Village, Des Plaines, DuPage County, Lake County, Cook County, and the surrounding areas.